Episode 9 – Season 2 – Pam Abirached

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DIVORCE EXPERT SERIES – CERTIFIED DIVORCE LENDING PROFESSIONAL, CDLP, PAM ABRIACHED

In this episode of the Her Empowered Divorce Expert Series podcast, Beverly Price interviews Pam Abirached, Certified Divorce Mortgage Lending Professional, CDLP, with Cross Country Mortgage. Pam talks to Beverly about how mortgage lending has more divorce specific details than regular mortgage lending. She also talks about one of the hottest issues in a divorce, “Who keeps the family home, if anyone?”

She is a mortgage lender who specializes in helping couples going through divorce. Whether one or both individuals need mortgage assistance, or creative financing options, she is better suited to meet these needs than your traditional mortgage lender.

CAN I GET A MORTGAGE?

Key Questions

When navigating the complexities of divorce and mortgage lending, it’s crucial to understand the unique challenges and considerations involved. Below are some key interview questions that can help clarify the differences between a Certified Divorce Lending Professional (CDLP) and a traditional mortgage lender, along with important advice for women embarking on this journey.

1. How is a CDLP different from a regular mortgage lender?

Understanding the unique qualifications and expertise of a CDLP can help you make informed decisions during your divorce process.

2. Why can it be more difficult to get a mortgage through the divorce process?

Learn about the specific challenges that may arise when applying for a mortgage during divorce, and how to navigate them.

3. Can alimony and/or child support be used to qualify for a home loan?

Discover how these forms of income can impact your eligibility for a mortgage.

4. Is divorce lending solely about ownership of the marital home?

Explore the broader implications of divorce lending beyond just property ownership.

5. Will you collaborate with my divorce attorney as a CDLP?

Understand the importance of communication between your lender and legal team to streamline the process.

6. Can I refinance the home loan into my name if I’m not currently on it?

Find out what options are available for refinancing a home loan post-divorce.

Actionable Takeaways for Women Navigating Divorce and Home Financing

  1. Assess Your Credit Tradelines:
    • Ensure you know what credit accounts you share with your spouse or ex-spouse. Work towards separating all financial obligations.
  2. Document Alimony or Child Support:
    • Be prepared to provide proof of on-time receipt for at least six months before using these incomes to qualify for a mortgage.
  3. Consult a Mortgage Professional Early:
    • Speak with a mortgage expert before signing a separation agreement. This ensures that the terms regarding the marital home are feasible for your financial situation.

Connect with Pam Abirached

For specialized mortgage advice and support through the divorce process, connect with Pam Abirached:

Connect with Beverly Price

For empowerment and coaching throughout your divorce journey, reach out to Beverly Price:

Schedule a Private Consultation

Book a complimentary consultation with Beverly: Schedule Here

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Beverly Price, a certified Divorce and Empowerment Coach, offers education, support, and guidance to women throughout the divorce process, helping them overcome emotional, financial, and logistical challenges. Beverly provides personalized coaching designed to help women transform self-doubt into self-love with greater ease and support.

For your private consultation, click here.

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